Empty Nester Housing Program

Bluestem Prairie offers affordable homeownership opportunities for families of various sizes and incomes, in a multi-generational setting. In addition, the neighborhood features a barrier-free designed park with playground equipment, picnic pavilions, an amphitheater, basketball, pickleball and multi-sports courts, and new walking and bicycle trails.

For the first time ever at Habitat Omaha, our Empty Nester Program offers homeownership opportunities to those who have previous owned a home as well as first-time homebuyers. These homes are perfect for individuals and families looking to downsizing and/or have a smaller housing footprint. Interested? Fill out the questionnaire!

Villa Floor Plan

Slab-on-grade design
Two bedrooms
One bathroom
No stairs
Zero-entry doors
Single-car garage

Cottage Floor Plan

Slab-on-grade design
Three bedrooms
One bathroom
Stairs
Single-car garage

Ability to Pay:

  • Applicant(s) must have a reliable, steady, verifiable source of income for the last 2 years and fall within our income guidelines.
  • The income should be expected to continue for the next 5 years of the mortgage.
  • Credit history shows ability to repay the loan, with minimal late payments in the past 2 years.
  • Good rental history within the last year.
  • Collections, charge offs, and judgments more than $2,000 will require free credit counseling before application.
  • Bankruptcy needs to be discharged a minimum of 2 years with re-established credit
  • Must be a U.S. Citizen or permanent resident.

Willingness to Partner:

Applicant(s) must:

  • Complete a series of educational workshops.
  • Be willing to purchase a Habitat Omaha house and make regular monthly mortgage payments with an affordable interest rate for a 30-year mortgage term.

Please allow 30-65 days to evaluate your assessment questionnaire. We will contact you via email or phone with additional information assessing your completed questionnaire. If you have questions or concerns, please email us at homeownership@habitatomaha.org

The above requirements are for our Empty Nesters program. An application for this program is not a loan application or a guarantee of a loan or Habitat Omaha house. 

Disclaimer: Habitat Omaha reserves the right to refuse an applicant’s home based on its upkeep and condition.