Has served more than 2,149 families and individuals through homeownership, home repairs and neighborhood revitalization efforts since incorporating in the state of Nebraska in 1984
Is a non-profit Christian housing organization dedicated to the elimination of substandard housing
Operates two Habitat ReStore home improvement outlets that sell new and used, donated materials at greatly reduced prices
Through the Deconstruction Program, salvages quality, reusable materials from renovations and demolitions, and provides opportunities for the public to purchase reclaimed items
Relies on volunteers for much of the construction and renovation work
Welcomes volunteers from all faiths (or no faith) who actively embrace Habitat for Humanity’s goal of eliminating poverty housing
Program Facts
Habitat Omaha:
Offers Home Improvement Programs to help homeowners with low-to-moderate income living in Douglas County and the surrounding counties maintain the interior and exterior of their homes by issuing no-interest loans and coordinating contractor work
Works with property owners to clear titles – a crucial step in resurrecting and revitalizing neighborhoods and transforming vacant properties
Completes construction of new homes and renovates existing houses
Completed 56 homes in 2019, 46 in 2020, and will complete 50 in 2021
Builds houses in partnership with those in need of a decent place to live – regardless of race, religion, national origin or sexual orientation – who meet three criteria: need, ability to pay the affordable mortgage and willingness to partner with Habitat
Sells houses, at appraised value, to qualified families of all demographics whose incomes are 30-60% of the median in the Omaha area
Collects monthly mortgage payments from buyers that are typically between $700 and $900 (includes property tax, insurance and a fixed affordable interest rate)
Prepares buyers for homeownership through required training sessions, such as financial education and home maintenance classes
Habitat Omaha homeowners:
Before home purchase, must complete up to 275 hours of sweat equity, and make a $500 down payment
Sign standard loan documents, contracting to pay affordable loans 30 years in length (Monthly mortgage payments include an escrow for taxes and insurance.)
Paid approximately $839,300 to Douglas County in property taxes in 2020
Total valuation of Habitat Omaha homeowner properties is estimated at $37.4 million
What is needed
Habitat Omaha:
Relies on funds from local businesses, individuals and organizations. Support from the local community is essential for the success of Habitat Omaha. Less than 1% of Habitat for Humanity of Omaha’s funds comes from Habitat International.
Donations of land, houses, funds and building materials are needed
Approximately 89% of all expenses are tied to programs; because of cash flow from mortgages, 100% of donor dollars are applied to non-administrative program expenses