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Quick Facts

Habitat for Humanity of Omaha:

  • Has served more than 1,600 families through homeownership, home repairs and neighborhood revitalization efforts since incorporating in the state of Nebraska in 1984
  • Is a non-profit Christian housing organization dedicated to the elimination of substandard housing
  • Operates two Habitat ReStore home improvement outlets that sell new and used, donated materials at greatly reduced prices
  • Through the Deconstruction Program, salvages quality, reusable materials from renovations and demolitions, and provides opportunities for the public to purchase reclaimed items
  • Relies on volunteers for much of the construction and renovation work
  • Welcomes volunteers from all faiths (or no faith) who actively embrace Habitat for Humanity’s goal of eliminating poverty housing

Program Facts

Habitat Omaha:

  • Offers Home Improvement Programs to help low-to-moderate income homeowners living in Douglas County and the surrounding counties maintain the interior and exterior of their homes by issuing no-interest loans and coordinating contractor work
  • Works with property owners to clear titles – a crucial step in resurrecting and revitalizing neighborhoods and transforming vacant properties
  • Completes construction of new homes and renovates existing houses
  • Completed 41 homes in 2017, 42 in 2018, and will complete more than 50 in 2019
  • Builds houses in partnership with those in need of a decent place to live – regardless of race, religion, national origin or sexual orientation – who meet three criteria: need, ability to pay the affordable mortgage and willingness to partner with Habitat
  • Sells houses, at appraised value, to qualified low-income families of all demographics whose incomes are 30-60% of the median in the Omaha area
  • Collects monthly mortgage payments from buyers that are typically between $400 and $600 (includes taxes and insurance)
  • Prepares buyers for homeownership through required training sessions, such as financial education and home maintenance classes

Habitat Omaha homeowners:

  • Before home purchase, must complete up to 350 hours of sweat equity, and make a $500 down payment
  • Sign standard loan documents, contracting to pay affordable loans 20-30 years in length (Monthly mortgage payments include an escrow for taxes and insurance.)
  • Paid approximately $524,000 to Douglas County in property taxes in 2018
  • Total valuation of Habitat Omaha homeowner properties is estimated at $23.4 million

What is needed

Habitat Omaha:

  • Relies on funds from local businesses, individuals and organizations. Support from the local community is essential for the success of Habitat Omaha. Less than 1% of Habitat for Humanity of Omaha’s funds comes from Habitat International.
  • Donations of land, houses, funds and building materials are needed
  • Approximately 89% of all expenses are tied to programs; because of cash flow from mortgages, 100% of donor dollars are applied to non-administrative program expenses